As health care costs continue to rise, Aldine ISD is forced to make some important plan changes for the coming year. The reason is simple. The money we pay in claims each year far exceeds the amount we collect in premiums. We must work together to control costs.
The good news?
The district has carefully chosen this year's plan offerings to give you a range of cost and coverage options. Consider your options and decide which plan is best for you.
Here's what's changing:
We're offering three new plans, with three different networks. Each of these plans can cover any medical issue, so it's just a question of determining which balance of cost and coverage best meets your needs. The three plans are:
There are no changes to our voluntary plan designs for 2018. However, rates have decreased for some long-term disability benefit levels. Check our voluntary plans for more information.
The following free services we've offered in the past are being discontinued:
Aldine ISD will no longer be making contributions to HealthFund accounts in 2018. If you enroll in the Memorial Hermann ACO plan or the Open Access Select plan, you will be able to use any remaining money in your HealthFund to help cover eligible medical expenses. If you choose the KelseyCare HMO plan, you will not have access to your HealthFund dollars.
If it's important to you to save money for medical expenses, consider adding a flexible spending account (FSA) to your benefits this year.
All of the networks have changed this year, including the Memorial Hermann network. It’s important to do your research and make sure you know what network your doctor is in before you enroll.
Go to Aetna’s doc find tool.
Please note: If you do not see your physician based on your search criteria, you can enter the name of your physician and search without choosing a plan. Once your physician name appears, click the hyperlink to see accepted plans.
Once you have determined what network your doctor is in, and considered all of your options, you will be ready to enroll. Remember, Annual Enrollment is 11/3/17 - 11/15/17. You must enroll in order to ensure you choose the plan that's right for you.
For any benefits question or concern, including 24/7 Nurse Line access, one call does it all.
Call us at 866-284-AISD (2473)