Pre-tax dollars used for day care
Eligible expenses must meet certain requirements.
For dependents ages 12 and under
You must be able to claim an exemption on your federal income tax return for the child, or you must be a parent who has custody for a longer time during the year than the other parent, even if you cannot claim a dependent exemption.
A relative can provide the care, unless the relative is your spouse, child or stepchild under the age of 19, or a relative that you can claim as a dependent on your federal income tax return.
If the care is given by a day care center (a center that cares for more than six individuals), that center must comply with all applicable state and local day care regulations.
For dependents ages 13 and over
The individual must be your dependent for federal income tax purposes and must be physically or mentally incapable of self-care.
The dependent must live with you.
Payments to nursery schools, day care centers and elder care facilities are eligible. So are payments for before- and after-school care and summer day camp for children up to age 13. Overnight camp expenses are not eligible.
Important: You can't use this account to pay for dependent medical expenses.
After enrollment, we begin automatically deducting your contribution from your pay. Your dependent day care FSA reimburses you up to the amount of funds you have contributed at the time of your claim.
When you have an eligible expense, you submit a claim for reimbursement online here, or by mail using this claim form.
If you need help with the claims process, visit the FSA website or call Aetna FSA Claims at 888-678-8242 weekdays from 7 a.m. to 5 p.m., excluding holidays.
In return for the favorable tax advantages, the IRS has strict rules on these accounts.
You can’t change the amount you contribute until the next plan year, unless you have a qualified life event
You can’t transfer money from this account to another FSA account
To be reimbursed, you must be enrolled in the FSA when you incur expenses
You may use your 2016 FSA funds for expenses incurred through March 15, 2017, and you have until May 15 of that year to submit documentation for those expenses
Estimate the amount of your upcoming expenses using the Dependent Day Care Flexible Spending Account Worksheet. Remember to subtract holidays, vacations and other times you may not need to pay for eligible child(ren), adult or elder care. Also consider whether any dependents will lose dependent status during the year, for example, if a healthy dependent child is turning 13.
January 1, 2019 – March 15, 2020
Eligible dependent day care FSA expenses are covered
May 15, 2020
Deadline to submit documentation for 2019 dependent day care FSA expenses
See the Flexible Spending Account FAQs, visit the Aetna FSA website or call Aetna FSA claims at 1-888-238-6226.
For more information on tax-deductible expenses, visit the IRS online or call 800-TAX-FORM (800-829-3676). If you’re not sure whether an expense is eligible, check with your tax advisor.
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For any benefits question or concern, including 24/7 Nurse Line access, one call does it all.
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